Employee Benefits Insurance Program

Employees work hard to provide profits to their employer's business. Our Employee Benefits products are the best gift the employers can provide to their employees and their families, assuring them protection against unforeseen events.

Our Products:

- Life Benefit

- Accidental Death Benefit

- Permanent Total Disability Benefit

- Permanent Partial Disability Benefit

- Accident Medical Reimbursement Benefit

- Group Medical Benefit

Life Benefit:

The life benefit is designed especially to meet the employees' needs

It provides a lump-sum payment as shown in the Schedule of Benefits – in the event of loss of life due to Any Cause of an Employee anywhere in the world, 24 hours a day.

Accidental Death Benefit:

We can add an additional layer of protection by doubling the benefit if an employee suffers a loss of life due to accident.

Additional lump sum is paid if an accident results in the loss of life of the employee prior to the attainment of age 65, within 90 days after the date of the accident.

Permanent Total Disability Benefit:

Employees want assurance that they will not be a burden to their families or to the society they are living in if things do not turn out for the best.

A lump sum payment is paid in case of the employee becomes totally disabled due to an accident or sickness, and such disability has continued for a period of at least six consecutive months after which the employee is unable to engage in any substantially gainful occupation or employment for the remainder of the employee's life.

Permanent Partial Disability Benefit:

Your destiny is unpredictable, but preparing for the worst is under your full control. This is why we have created a special, easy, and affordable plan that mitigates risks in your life.

A lump sum payment is paid in accordance with the schedule of payments if the employee becomes partially disabled on a permanent basis as a result of an accident or sickness. Partial disability on a permanent basis shall mean complete and irrevocable loss or loss of use of any body part according to ACE Life's schedule of payments.

Accident Medical Reimbursement:

A Reimbursement of medical expenses, in case of injury caused by accident, up to a certain period and amount.  The expenses covered under this benefit include treatment by a Physician, the use of hospital facilities, or the employment of a licensed nurse.

Group Medical Benefit:

The health of your business relies on the performance of your employees, the performance of your employees is affected by their health, and it is our responsibility to take care of the employees' health.

The medical plan covers the following benefits in general:

·     Worldwide coverage

·     In-patient expenses related to charges for room & board nursing care and all other hospital service and supplies used for medical care in the hospital

·      Hospital charges for anaesthetics and their administration

·      Physician charges for surgery services and other medical care services

·      Ambulance service for emergency transportation to and from a local hospital

·      Out-patient services including physician consultation charges for the treatment of a covered medical condition

·      Cost of prescribed medicine by a licensed physician for treatment of a covered medical condition and dispensed by a licensed pharmacy

·      Medical investigations services when requested by a licensed physician for the diagnosis of medical illness or injury

·      Additional benefits like dental, optical and maternity

·      Pre-existing and chronic conditions

·      Critical cases
    

Group Life and Medical Brochure

Cash Claim Form

               Preferred Providers' Network



For further information, please contact us on:

Tel.: 00202 273 967 00

Fax: 00202 273 967 07

acelifeegypt.group@acegroup.com