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Additional Coverage (Riders)
Waiver of Premium
Permanent Total Disability (WP)
In the event of disability due to sickness or accident of the insured, you may lose income which might prevent you from paying your premiums. With Waiver of Premium benefit, your future premiums will no longer be your worry, as ACE will waive your premiums in this case and your policy will remain in force.
Accidental Death and Dismemberment (ADD)
ADD pays you or your beneficiary when an accident results in the loss of your life, or limb
Accidental Death Benefit (ADB)
In the event of death due to an accident, ACE will pay your beneficiary a death benefit equivalent to the accident death sum assured.
Level Term Rider
The level term coverage is for a set period of time. It is perfect for meeting a temporary protection need at the lowest cost.
Permanent Total Disability 1 (PTD1)
In the event of a permanent and total disability due to sickness or accident, ACE will advance payment of your lump sum benefit to off set your loss of income from disability.
Permanent Total Disability 5 (PTD5)
This is same as PTD1, with an option to pay the sum benefit over 5 years.
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